Lyon Financial has successfully funded over 200,000 swimming pool loans. Taking advantage of this network can also help customers spend less time searching for one of the best pool installation companies. Homeowners with strong credit scores and little debt will have more options to consider, but there are easy pool loans with minimal credit score requirements available for people with fair credit to qualify for as well. We work with multiple lenders, so we have multiple options. Working with a single lender for all of their financing needs may be convenient for some homeowners who would prefer not to keep track of multiple loans with different lenders. A: There are no prepayment penalties so you can pay the loan off early Homeowners typically find it easy to get approved with a good credit score. Apart from work she likes dancing and listening to music. Being self employed and having complicated taxes i was less then enthused to start the process. Your Viking Capital Loan Representative will go over all your loan options and their respective terms and payment amounts. We use the after improved appraised value and go all the way up to a 95% loan to value. With 43 years of experience and over half a million satisfied customers nationwide, let Lyon Financial help bring all your backyard dreams to life! In some cases, borrowers may also be eligible for same-day funding, allowing them to access the funds needed to break ground on their new pool as quickly as possible. A: We offer lending solutions for your swimming pool and/or home improvement project and will match your request with a program that fits your budget. Repay your fixed-rate home improvement loan in as little as two years, or take up to 12 years. We would love it if you could tell us what you think. A higher credit score indicates a lower risk of default and makes you more likely to be approved for financing. @media screen and (min-width: 600px) {div#wprev-slider-1{margin-top: 10px;}div#wprev-slider-1{margin-bottom: 10px;}}@media only screen and (max-width: 600px) {div#wprev-slider-1{margin-top: 10px;}div#wprev-slider-1{margin-bottom: 10px;}}#wprev-slider-1 .wprevpro_star_imgs{color: #FDD314;}#wprev-slider-1 .wprsp-star{color: #FDD314;}#wprev-slider-1 .wprevpro_star_imgs span.svgicons {background: #FDD314;}#wprev-slider-1 .wprev_preview_bradius_T1 {border-radius: 0px;}#wprev-slider-1 .wprev_preview_bg1_T1 {background:rgb(34,34,34);}#wprev-slider-1 .wprev_preview_bg2_T1 {background:;}#wprev-slider-1 .wprev_preview_tcolor1_T1 {color:#ffffff;}#wprev-slider-1 .wprev_preview_tcolor2_T1 {color:#000000;}#wprev-slider-1 .wprev_preview_tcolor1_T1 {font-size:18px;line-height: normal;}#wprev-slider-1 .wprev_preview_tcolor2_T1 {font-size:16px;line-height: normal;}#wprev-slider-1 .wprev_preview_bg1_T1::after{ border-top: 30px solid rgb(34,34,34); }#wprev-slider-1 .wprs_rd_more,.wprs_rd_less,.wprevpro_btn_show_rdpop{color:#f4f4f4;}#wprev-slider-1 .wprev_preview_tcolor1_T1 { color: #ffffff; font-family: Montserrat; line-height: 1.5em; } a.wprs_rd_more { color: #fff!important; text-decoration: underline;} .wprevpro_t1_SPAN_5 {float: left; }. You'll feel like the valued customer you are. You might choose an ARM if you plan on selling your home within a few years and want to keep your monthly payments low during that time period. Loan amount $40,000Rate 5.49%Term 15 YearsMonthly payment $327/mo. This feature could provide some breathing room for customers who need a little time to sort out their finances and get back on their feet. Make sure to read the fine print and understand all the fees and charges before signing any paperwork. . Expert recap and game analysis of the Detroit Lions vs. Minnesota Vikings NFL game from September 25, 2022 on ESPN. So easy a caveman can do it. This can be beneficial because it allows you to work with just one company throughout the entire process. Let us suggest the right program for you to make your swimming pool dream come true. Easy, done. We gave our Best Overall award to LightStream due to its low starting APR, autopay discount, Rate Beat Program, and same-day funding option. Please wait while flipbook is loading. APPLY AT LIGHT STREAM FINANCIAL. Once they receive your pre-application, they will help you through the process of choosing a lender program that best fits your needs. Very happy with the process. He even suggested my husband co-signing which after fixing. Our staff and business partners are proud to offer our lowest rates to those with military affiliation. Between all of our partners, we are confident that you will find financing options that fit your needs. NMLS# 42691 If you dont have great credit, however, you may not be able to get a very low interest rate. Lyon Financial is not responsible or liable for any products, services, information or other materials displayed, purchased, or obtained as a result of or in connection with this web site, including, without limitation, any agent referrals, loan recommendations, application, approval, pre-qualification, load or interest rate analysis. Our swimming pool loans are designed to spread the cost of the project over many years, so the monthly payments are affordable. My representative (Kevin) explained my options perfectly, taught me about negative trade, and helped me fix something on my credit rating which was a mistake I didnt even know existed! These loans may come with higher interest rates, but they can still help you achieve your goal of owning a pool. Commercial Pools The smiles start here! Funding times are a bit longer as well, with 5-day funding time frames being pretty typical with this lender. Find out how easy a pool financing could be from the company who knows pools inside and out! A loans annual percentage rate (APR) reflects the total cost that the borrower will pay, including interest, lender fees, and other potential expenses. There are some mortgage options available that could allow homeowners to build pool installation costs into their refinance. We then reach out directly to you and go over the details and next steps in the loan process. An inquiry you submit to Lyon Financial is for the purpose of obtaining additional information regarding a potential loan provided by a third-party lender under terms & conditions arranged directly between you and such lender, and conditioned upon the completion of all credit documentation. Talk with different lenders about what might work best given YOUR unique financial situation before making any decisions . TX-SML# 42691 Many of the best pool loans are unsecured loansthat is, they dont use any assets as collateral. Conditions and limitations apply. We received a better interest rate through Viking than any other pool loan company! Lyon Financial acts as an Account Manager and is not a lender or a broker. Get more reviews from your customers with Birdeye. A: Lyon Financial is a respected financing consultant, in business since 1979. Lowest rates with military affiliation (applicant or lineal relative). >>> Lyon Financial >>> HFS Financial >>> Viking Capital Homeowners may also want to consider how funds are disbursed. Viking Capital. You have 6 months from the approval date to use the shopping pass to pay for the pool and any extras you have purchased through your pool builder. Game summary of the Detroit Lions vs. Minnesota Vikings NFL game, final score 24-28, from September 25, 2022 on ESPN. Name * First. Sophia Anthony is a freelance writer and blogger, covering health and fitness topics through visual representation. Renovations. Both Karen and Kevin were absolutely delightful to deal with, so grateful. If you have bad credit, you may think that you cant get a loan to finance your pool. Solved! Once homeowners have decided which option is best for them, they can reach out to their lender of choice to see what the next steps are to get a home improvement loan for a pool. info@swaypools.com (817) 965-1411. From pools to pergolas and everything in between, we understand that each and every loan is unique just like you, which is why we take the time to listen. Advertised rates and terms are subject to change without notice. HFS performs a soft credit check to present you with full loan options. Our Pool Loan Calculator is a great resource for exploring potential monthly payments, and can be accessed by clicking "Loan Calculator," located in the black bar, towards the top center of the page. There is a minimum credit score of 625 required; however, it is not entirely credit score driven. Then, enter the interest rate and loan term (in years). Of course, our friendly and knowledgeable specialists are always just a quick phone call away to provide updates or answers to any questions you may have. NC #B-151024 information secure and enable our Top-Notch APR, terms, and loan amounts may differ based on loan purpose and credit profile. With that in mind, a persons credit score can be one of the most important criteria used to determine loan eligibility. Below youll find answers to some of the most commonly asked questions pertaining to Lyon Financial and the services we offer. Why It Made the Cut: Marcus by Goldman Sachs offers perks for borrowers who consistently pay their monthly installment on time. * Loan terms and availability vary based on borrower qualifications and are subject to change without notice. Unsure of what option is best for you? . In this blog post, well take a look at the best pool loan companies out there, as well as some things to keep in mind when choosing a lender. Personal loans can be used for just about anything, so you shouldnt have any trouble using one to finance your pool. Terms, amounts, and APR may differ based on loan purpose and credit profile. This can be beneficial because it allows you to work with just one company throughout the entire process. Concord Pools partners with Viking Capital to offer highly desirable financing options. . Our pool company wasn't set up in our system but he was able to get them set up in a timely matter so we Super simple process. Youre in control of the loan process with LightStream. For instance, after customers have paid 12 consecutive monthly installments without a single missed or late payment, they have the option to defer their payment for 1 month without accumulating any additional interest. Our team of Pool, Spa, and Backyard Specialists are here and ready to help transform your dream into a reality. Do you have a project in mind? The company also supports a dedicated mobile app that customers can use to manage their loans, including scheduling payments, updating account information, and checking the progress of their repayment schedule. Highly recommend! Send us a message today! Federally Insured by NCUA Equal Housing Opportunity. A FINANCING PARTNER LIKE NO OTHER:Since 1999, Viking Capital has been providing swimming pool financing services, with personalized customer attention, to ensure that every pool loan is a perfect fit.We offer highly desirable swimming pool loan options for your clients and FREE advertising support for you! Viking Capital Pool Loan Credit Requirements are designed to help small businesses get the financing they need to grow and succeed. Loan amount $50,000Rate 7.99%Term 20 YearsMonthly payment $418/mo. Includes family by adoption and marriage). Lyon Financial does not do a hard inquiry. He gave me ideas on areas to improve my credit score so I could get approved for funding. We are able to offer financing solutions for most applicants with a credit score of 625 and above. Contact. Payment example: Monthly payments for a $50,000 loan at 6.49% APR with a term of 30 years would result in 360 monthly payments of $315.71. One option is an adjustable-rate mortgage (ARM). Lyons Financial is an outstanding and reasonable financial company that offers great rates especially if you're trying to get financing for an in ground pool! Robert our consultant was great. Viking Capital. Viking Capital is a direct lender, meaning they provide financing directly to consumers. We have been wanting to build a pool for many years and now that we have pulled the trigger we need a good loan company. We partner with a network of lenders so you have access to multiple loan options. L. Its also important to weigh both the total cost of a pool loan and the monthly expense required to pay it back. That's when we discovered the power of multifamily real estate investments, which allow us to create passive income and build wealth for our families, all while making a difference in local communities. The unsecured LightStream loan has no fees or prepayment penalties. We have invested in state-of-the-art technology to keep your information secure and to make our process as efficient as possible. Your Viking Capital Loan Representative will go over all your loan options and their respective terms and payment amounts. Heres how it works: first, enter the amount of money you need to borrow for your Viking pool. Why It Made the Cut: Lyon Financial specializes in pool loans, with low APR options and a wide range of lengthy loan terms, making this lender a good choice for homeowners who want to work with an experienced pool loan specialist. Lyon Financial has a wide variety of loan products to choose from, so you can find the perfect fit for your needs. Once your application is received, it is reviewed individually by a member of our loan team, who will work to pair you with the program that best matches your needs and qualifications. Your assigned loan consultant (your go-to person) will contact you shortly to discuss your loan options. Lyon Financial offers financing solutions for swimming pool and home improvement loans nationwide. I realize everyones situation varies, but our entire process from start to finish was completed within several days. Viking Capital is the rare lender that specializes in pool loans, which may appeal to homeowners who want to work with a company that understands which financing terms make the most sense for this type of home renovation project. Learn More If the pool builder of your choice has not worked with us before, there is a brief setup process. The technical storage or access is strictly necessary for the legitimate purpose of enabling the use of a specific service explicitly requested by the subscriber or user, or for the sole purpose of carrying out the transmission of a communication over an electronic communications network. Depending on a homeowners circumstances and what theyre looking for in a pool loan, some lenders may stand out more than others. Viking Capital is the rare lender that specializes in pool loans, which may appeal to homeowners who want to work with a company that understands which financing terms make the most sense for. *Available on approved credit, not all will qualify. To begin the application, click "Qualify Now!," located in the black bar, towards the top right of the page. You need JavaScript enabled to view it. Conditions and limitations apply. Multiple Loan Options - including 10 and 12 year loans only available through Viking Capital. Great Service - you will feel like the valued customer that you are. Shop around and compare rates to ensure youre getting the best deal possible. If you have loan needs, Viking Capital is your answer. We offer a wide range of financing options through our four trusted partners: Lyon Financial, Viking Capital and Paramount. Loan programs offered are available nationwide for terms of up to 30 years. We fit you with the best for your needs and qualifications. When you have good to excellent credit, the choice is yours. Once you have a better understanding of where your score needs improvement, take steps to boost it by paying down debts and making timely payments on all future bills. FREE Loan Consultations and payment details for all applicants! The smiles start here! Lyon Financial offers Swimming Pool and Backyard Living loan amounts of up to $500,000. Getting pre-approved for financing before finding a pool can help make the process smoother and give you a better idea of how much money youll be able to borrow. A: We look at your overall credit health, including your credit score and debt-to-income (DTI) ratio. Youll also need to have some collateral to put up against the loan. A HELOC is basically like a second mortgage on your home; it uses your home equity as collateral, which gives lenders some security if you default on the loan. Viking Capital's swimming pool loans are designed to spread the cost of the project over many years, so the monthly payments are affordable. Best Customer Service! Why It Made the Cut: LightStream offers eligible borrowers low APR options, potential rate discounts, and same-day funding opportunitiesas well as a dedicated mobile app to manage their loan payments. Payment example: Monthly Payments for a $200,000 loan at 6.49% APR with a term of 30 years would result in 360 monthly payments of $1,262.82. Pool loan reviews can provide some insight, but homeowners may want to vet the best pool loan companies themselves as well. Lenders will use your credit score to determine your likelihood of defaulting on the loan. Dive right into planning and desigining your pool with simple, low interest rate financing through our financing partners. Concord Pools & Spas. Lyon Financial is a broker, which means they connect borrowers with multiple lenders. I was able to get the problem fixed and get a 2% better loan rate and improve my credit score because of this education. Sunmark Credit Union JACKSON POOLS ALL RIGHTS RESERVED. Branch of service: Air Force, Coast Guard, Army, Navy, Marine Corps or reserves for these branches. There is no prepayment penalty! I highly recommend Lyon Financial if you are in the market for a pool loan. A cash-out refinance, for instance, could provide funds to pay for a new pool. $$ info@poolloan.net Closed now 9:00 AM - 5:00 PM Loan Service vikingcapitalinc Photos See all We may earn money or products from the companies mentioned in this post. Our builder partners offer their customers great financing options and receive other benefits that help them sell more pools! In some cases, lenders may be able to support quick turnaround times, depositing funds into a borrowers account within 24 hours of approval. What am I missing that makes this a horrible loan (besides the ridiculous 7.99% rate - which we plan to pay off in 18 months). The APR listed is for a signature loan between $50,000 and $200,000 with a term of 360 months, for applicants with excellent and substantial credit (including but not limited to a minimum credit score of 800 and a debt-to-income ratio/DTI of 50% or less). https://www.revolutionreport.net/author/sophia-anthony/, This Site Is A Participant In The Amazon Services LLC Associates Program, An Affiliate Advertising Program Designed To Provide A Means For Sites To Earn Advertising Fees By Advertising And Linking To Amazon.Com. By Jeff Keleher Published Sep 8, 2022 11:46 AM. This way, potential customers can quickly see if they qualify for a pool loan and, if so, what terms they may be eligible to receive. Always very easy to work with. APR, terms, and loan amounts may differ based on loan purpose and credit profile. Here, Jackson Pools has comprised a variety of resources to answer some common questions and help home and business owners understand what to expect from the pool construction process. Archived post. We offer long-term loans with low rates, catered for home improvements. Find Reviews, Ratings, Directions, Business Hours, Contact Information and book online appointment. When comparing different lenders, its important to pay attention to more than just the interest rate. It is a big financial investment, but its also a huge quality of life investment. Lenders may set minimum credit scores for borrowers to meet in order to qualify for a loan. will treat you like the valued customer that you but Viking Capital made it quick and painless. When you have good to excellent credit, the choice is yours. FICO score of 850 required for 4.99% APR. We couldnt have been happier. Customers can also manage their loan using the lenders mobile app, scheduling payments, setting up autopay, and checking their payment history. Apply Now and we will schedule your FREE Loan Consultation! SoFi does offer some flexibility for borrowers who fall on hard financial times, though. All information is subject to change without notice. repayment terms are flexible, and Viking Capital also offers a number of other financing options, such as lines of credit and term loans. You can also contact her on Facebook, and Instagram. The program offers low-interest loans of up to $250,000 for qualified businesses. 118 Morlake Dr Suite 202, Suite 202, Mooresville, NC 28117 United States, Since 1979, we have made the backyard resort dream come true for over 400,000 families nationwide. Thanks Ed! After understanding our loan needs, he shopped around for best fit, best price, best terms and was quick to close the deal. * Loan terms and availability vary based on borrower qualifications and are subject to change without notice. Subject to change. New comments cannot be posted and votes cannot be cast. We couldnt have. Cash-out refinances typically have higher interest rates than traditional mortgages but can still be cheaper than taking out separate loans for these larger expenses. Prospective borrowers may want to be aware that SoFis rates can be somewhat high in some cases, as the maximum APR can reach 22.73 percent. Assessing an applicants credit history can help lenders minimize risk by weeding out potential customers who have struggled to keep up with debt in the past. The decision to build an inground swimming pool is a big one. Swimming Pool Loans Desirable loan options and personal attention every step of the way! However, if you still dont see what youre looking for or require further information, contact us directly at 877-754-5966 and one of our friendly and experienced specialists will be happy to assist you. This means youll save money on interest over the life of the loan.
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