The purpose of this material is solicitation of insurance. Athene, through its subsidiaries, is a leading retirement services Optima-BoldItalic Optima For complete information about the cookies we use, data we collect and how we process them, please check our. terms received. These should include but are not limited to how the annuity can produce a return, how safe your money will be, how the income will pay out, and whether or not there are any other optional features that may be added to the annuity (as well as any added costs). Reinsurance contracts are entered into with Athene Annuity and Life Company (61689), West Des Moines, IA; Athene Annuity & Life Assurance Company (61492), Wilmington, Delaware; Athene Annuity & Life Assurance Company of New York (68039), Pearl River, NY; and Athene Life Re Ltd., Hamilton, Bermuda. treatment from rating agencies, and preserve substantially all of our For a full explanation of an annuity, please refer to the Certificate of Disclosure or Prospectus (as applicable) and contact your financial professional or the company for costs and complete details. on the Companys existing authorization. Reinsurance products are not protected or guaranteed by state insurance guaranty associations or insolvency funds. PDF/X-4 Contact Us. However, if you look closely at the information they provide, many of these are just simply reiterating what our reviews already show. Financial professionals will be paid a commission on the sale of an annuity. Provides a level of protection, up to the Buffer Rate, from typical market volatility and is a percentage of loss you dont wish to absorb. ANNUITIES ARE PRODUCTS OF THE INSURANCE INDUSTRY AND NOT GUARANTEED BY ANY BANK NOR INSURED BY FDIC OR NCUA/NCUSIF. By contacting us you may speak with an insurance licensed agent in your state, and you may be offered insurance products for sale. Income Preferred Annuity Rates May 8, 2015 Income . Product features, limitations and availability vary; see the Certificate of Disclosure for details. Save more with great rates and lower potential risk %PDF-1.6 % 0 converted Sections 72(Q) and 72(T), Partial Withdrawal / Full Surrender Request, Withdrawal and Surrender Request - Corporate Pension, AtheneAnnuity&LifeAssuranceCompanyofNewYorkAppendix10B(Alternate1), AtheneAnnuity&LifeAssuranceCompanyofNewYorkAppendix10C(Alternate1), Request Partial Withdrawal or Full Surrender under Confinement Waiver or Terminal Illness Waiver, Benefit 10- Request for Withdrawal under Terminal Illness or Confinement Provision, Internal Traditional IRA to Roth IRA Conversion, Request to Transfer Qualified Plan to Qualified Plan, Request to Rollover 403(b) TSA to Traditional IRA. 6.1 Linotype AG With timely insights, in-depth product information and client-approved materials, our business-building toolkits are designed to help you and your clients do more. For a full explanation of an annuity, please refer to the Certificate of Disclosure or Prospectus (as applicable) and contact your financial professional or the company for costs and complete details. Please reach out to your financial professional if you have any questions about insurance products and their features. Withdrawals in excess of the free amount are subject to a Withdrawal Charge, MVA and any Premium Bonus Vesting Adjustment which may result in the loss of principal. Reinsurance contracts are entered into with Athene Annuity and Life Company (61689), West Des Moines, IA; Athene Annuity & Life Assurance Company (61492), Wilmington, Delaware; Athene Annuity & Life Assurance Company of New York (68039), Pearl River, NY; and Athene Life Re Ltd., Hamilton, Bermuda. All transactions are subject to meeting a reinsurers underwriting requirements. Please reach out to your Financial Professional for more details on state approvals and firm guidelines. Wells Fargo Securities, LLC by telephone at 1-800-645-3751. Please reach out to your financial professional if you have any questions about insurance products and their features. an Iowa-domiciled insurance company, Athene Annuity & Life Assurance Annuity contracts and group annuity contracts are issued by Athene Annuity & Life Assurance Company of New York (68039), Pearl River, NY, in New York state. These companies are not undertaking to provide investment advice for any individual or in any individual situation, and therefore nothing in this should be read as investment advice. statements within the meaning of the Private Securities Litigation Product features, limitations and availability vary; see the Prospectus for details. our reinsurers failing to meet their assumed obligations; the impact of Athene Ascent Pro GEN (09/15) NB, GEN10 (04/14) and Athene Ascent Income Rider IR1 (09/15), IR2 (09/15) or state variations are issued by Athene Annuity and Life Company, West Des Moines, IA. Contact your back office or the Athene Sales Desk for product availability. estimates, projects, may, will, could, might, or continues Alternatively, Athene, any underwriter or any dealer participating in the offering will arrange to send . An Income Base Bonus provides an initial boost. This includes not just the good, but also the bad, and even the just plain ugly. With Participation Rates over 100%, you have the opportunity to earn Segment Credits that may even exceed index returns. Are there any other annuities that you would like to see information about? Required fields are marked *. Includes all the features above plus a liquidity rider (for a charge) with features that are among the most robust in the industry. 646 768 7309ngunn@athene.com. While we do realize that this annuity review was a tad bit long, our feeling is that we would much rather provide you with a lot of details than with not enough. Athene Performance Elite GEN (09/15) NB, GEN10 (04/14), TBS15 (09/12) Athene Performance Elite Plus BONUS (04/17) and Enhanced Liquidity Rider ICC15 PEPR (11/14) or state variations are issued by Athene Annuity and Life Company, West Des Moines, IA. This can, in turn, allow your money to grow and compound exponentially over time. It's a great time for you to join one of the leading retirement services companies. Reinsurers may not be licensed in all states. approach toward managing shareholder capital and opportunistically NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. %PDF-1.6 % 342 3910klynn@athene.com, Investor Relations ContactNoah Gunn+1 441 279 8534+1 Athene RILAs offer unique crediting features that can potentially enhance growth and step-up protection. S UMMARY PROSPECTUS J uly 31, 2014 (as supplemented October 14, 2014) S hare C lass: I nst P A dmin D A B C R Ticker: P HIYX P HLPX P HYAX P HYDX P HDAX P HDBX P HDCX P HYRX B efore you invest, you may want to review the Fund's prospectus, which, as supplemented, c ontains more information about the Fund and its risks. See the Indexed Strategy Inserts for more information. Up to 10% free withdrawals per year, available immediately8, Up to 20% free if no withdrawals are taken in the prior year8, Return of Premium Benefit available after the fourth Contract Year9. Reinsurers may not be licensed in all states. Please reach out to your Financial Professional for more details on state approvals and firm guidelines. Following that seminar, you may even have made a follow-up appointment with the presenter or with another financial advisor, with the purpose of purchasing an annuity. Mailing Address: # Maximum issue age for Income Preferred Bonus in Indiana is 74. The Athene Agility annuity is a fixed indexed annuity with a $10,000 minimum investment and a maximum issue age of 83. Not all reinsurance products or structures offered are available in all jurisdictions. Today, because there are many retirees and pre-retirees who are concerned about keeping their principal safe, and having an income that is guaranteed for life, a financial or insurance advisor is likely to focus on the protection and income features of this annuity. For instance, in return for allowing your principal to remain safe, your upside potential is limited by being capped. Financial professionals will be paid a commission on the sale of an annuity. Please see Certificate of Disclosure for more information on these features. Annuity contracts and group annuity contracts are issued by Athene Annuity & Life Assurance Company of New York (68039), Pearl River, NY, in New York state. Reinsurers may not be licensed in all states. allocation considerations to help us continue to deliver significant highly regulated industry; regulatory changes or actions; the impact of Income Base is equal to the Premium plus any applicable Income Base Bonus. forward-looking statements to reflect changed assumptions, the Annuity contracts and group annuity contracts are issued by Athene Annuity & Life Assurance Company of New York (68039), Pearl River, NY, in New York state. quarterly report on Form 10-Q for the quarter ended March 31, 2019 and * Income Preferred Series - no MVA. But there can still be some questions left unanswered and, the only way to really know if this particular annuity could be right for you is to test it with an annuity calculator. The Income Preferred Pro is available to customers in Florida 65 and over. Theseproducts and the components and features contained within are not available in all states or firms. TrueType Collection Adobe PDF Library 10.0.1 Please see Product Details Insert for more information. forward-looking statements include actions, events, results, strategies The Company intends to use the proceeds of a preferred stock offering to Greenville, SC 29602. 0 6631 Status of business submitted, outstanding requirements, transfers, rollovers Registered index-linked annuities have a risk of substantial loss of principal and related earnings. This annuity will also provide you with income options that you cannot outlive. For example, the Athene Income Select Bonus Fixed Index Annuity can allow you the opportunity to earn a market index-linked return, while also keeping your money safe during market downturns. All forward-looking statements described herein are qualified by these In addition to fees for adding its optional benefits, you can also incur a fairly hefty surrender charge throughout the first decade of owning the annuity if you decide to take some or all of your money out. Athene has filed a registration statement (including a prospectus) with Payment obligations and guarantees are subject to the financial strength and claims-paying ability of the issuing insurance company. NOT A DEPOSIT. We believe a preferred stock That's Performance. The Strategy Charge Credit will be applied pro rata across all funded strategies. So while your returns are dependent on how your chosen index performs, it isn't literally invested in the market like a normal investment would be. Institutional products, such as funding agreements and group annuity Company of New York, a New York-domiciled insurance company and Athene EDGAR on the SEC Web site at www.sec.gov. delivering mid-to-high teens returns on equity, resulting in 17% from application/x-indesign to application/pdf All transactions are subject to meeting a reinsurers underwriting requirements. investigations or regulatory scrutiny; the performance of third parties; The Earnings-Indexed Income option provides clients with the potential to grow their lifetime income stream based on a percentage of the Interest Credits, if any, that are applied each year to the annuity's Accumulated Value. What is a registered index-linked annuity and how does it work? NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. seeking to fund retirement needs. Box 1555 These Training is required prior to selling any Athene annuity. That is because it also offers a death benefit that is paid out to a named beneficiary, and that will also avoid the time-consuming and costly process of probate. We are a team of financial and annuity experts who focus on providing comprehensive and unbiased annuity reviews online. While the name Athene USA is somewhat new in the industry, this entity has actually acquired several other insurance and financial companies that have a long-standing, positive track record some having served their customers for more than a century. Retire with confidence With an Athene Income Preferred Bonus Fixed Indexed Annuity, you can save more money for retirement income. Contact your back office or the Athene Sales Desk for product availability. general economic conditions; our ability to protect our intellectual Before purchasing any type of insurance and/or investment product, it is important that you do your own due diligence, and that you consult a properly licensed professional if you should have any specific questions that relate to your individual situation. 8:00 a.m. - 5:00 p.m. CT, Monday - Friday, Pursue growth potential without sacrificing security. This, however, is not necessarily a positive thing. a Delaware-domiciled insurance company, Athene Annuity and Life Company, Protecting savings in turbulent times. The Income Base is used to determine your Lifetime Income Withdrawal amount the bigger the Income Base, the greater your income payment amount. The Athene Income Select Bonus is a fixed index annuity that gives you choices of interest crediting strategies to take advantage of stronger market conditions, while at the same time, providing guarantees that will protect your retirement savings during down market conditions. ANNUITIES ARE PRODUCTS OF THE INSURANCE INDUSTRY AND NOT GUARANTEED BY ANY BANK NOR INSURED BY FDIC OR NCUA/NCUSIF. TrueType Collection The term financial professional is not intended to imply engagement in an advisory business with compensation unrelated to sales. NOT A DEPOSIT. On the Contract Anniversary, the interest . ANNUITIES ARE PRODUCTS OF THE INSURANCE INDUSTRY AND NOT GUARANTEED BY ANY BANK NOR INSURED BY FDIC OR NCUA/NCUSIF. These annuities will also provide you with an opportunity to grow your retirement funds, and to receive a guaranteed income in the future for as long as you need it. 8:00 a.m. - 5:00 p.m. CT, Monday - Friday, Pursue growth opportunitieswith a level of protection from market risk. Under current tax law, the Internal Revenue Code already provides tax deferral to qualified money, so there is no additional tax benefit obtained by funding a qualified contract, such as an IRA, with an annuity; consider the other benefits provided by an annuity, such as lifetime income and a Death Benefit. Please see Certificate of Disclosure for more information. PO Box 19086 But, even though this may all sound enticing, the truth is that when something sounds too good to be true, then you probably need a bit more information in order to discover the whole story. Withdrawals in excess of the free amount are subject to a Withdrawal Charge, MVA and any Premium Bonus Vesting Adjustment which may result in the loss of principal. Athene FIAs offer optional riders that provide benefits like lifetime income, increased liquidity or an enhanced death benefit option. This material should not be interpreted as a recommendation by Athene Annuity and Life Company, Athene Annuity & Life Assurance Company, Athene Annuity & Life Assurance Company of New York, or Athene Securities, LLC. the Securities and Exchange Commission (SEC) for the offering to which In Oregon, the Performance Elite 15 Plus Enhanced Free Withdrawal amount is 0% in the first year and increases to 10% beginning in the second contract year. This press release shall not constitute an offer to sell or the So, if you still have any additional questions about the Athene Income Select Bonus annuity, then please feel free to contact us directly here, through our secure contact form. This is an independent annuity product review. Participation Rate: A percentage that is multiplied by a positive index change, after the application of the Cap Rate, to calculate the Segment Credit. Athene Securities, LLC (Athene Securities) is the distributing underwriter of the contract. 2 Not available on Performance Elite 7 products. HW[s~K3dpp"Xl)&L'tVbBRV ]]8}=.+/7g&u~RylUGjUx_v&o;'A>t6}*}UL{1jd5Qz}I8= ?m1s~ZWn]>zD$ n$&w/lcz~wUVl-{Vn+YL\,ebV.l/fza3|-A\ \l TUhAyGKY!5 hrW:b'B ,"". This material should not be interpreted as a recommendation by Athene Annuity and Life Company, Athene Annuity & Life Assurance Company, Athene Annuity & Life Assurance Company of New York, or Athene Securities, LLC. The term financial professional is not intended to imply engagement in an advisory business with compensation unrelated to sales. Athene Annuity and Life Company is a subsidiary of Athene Holding, Ltd., and is part of the large family of Athene companies. believes, expects, intends, anticipates, plans, seeks, All of the forms you may need are just a few questions away. Withdrawals are not credited with index interest in the year they are taken. Products not available in all states. proof:pdf NOT A DEPOSIT. Any sale of an annuity will require contact with a financial professional. To help years. All transactions are subject to meeting a reinsurers underwriting requirements. You may find that, if you run a test with this Athene Annuity, there may be some nice benefits that it will offer. Athene Ascent Pro GEN (09/15) NB, GEN10 (04/14) and Athene Ascent Income Rider IR1 (09/15), IR2 (09/15) or state variations are issued by Athene Annuity and Life Company, West Des Moines, IA. Such statements are subject to risks and uncertainties that Athene Ascent Pro fixed indexed annuity turns the income rider into income opportunity. 2544995925 Learn more about Athene FIAs. Not all reinsurance products or structures offered are available in all jurisdictions. 3676022683 xmp.iid:916C9A28682068118083F0B7E582CB61 3471348815 NO BANK/CREDIT UNION GUARANTEE. Become a Game Changer and help more people make their next life their best life. Please reach out to your financial professional if you have any questions about insurance products and their features. Make your money work for the long term Option 1 Guaranteed Growth Athene has previously stated its desire to support a growing number of Please see Certificate of Disclosure and other documents for additional detail on this provision. preferred stock offering will be contingent upon market conditions and Athene Holding Ltd. (Athene) is a leading retirement services company that issues, reinsures, and acquires retirement savings products. Please reach out to your financial professional if you have any questions about insurance products and their features. Creating lifetime income for a secure retirement. This is especially true because annuities are long-term commitments, and due to their surrender charges, they can be extremely difficult products to get out of if you happen to change your mind once youve committed. capital; new accounting rules or changes to existing accounting rules; risk-reward, all while preserving balance sheet strength. We create opportunitiesfor your clients and for you with competitive annuity solutions for accumulation, income, protection and legacy. This is the market index your growth is based on. and developments to differ include, without limitation: the accuracy of
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